ICHRA platform for benefits brokers
Sell ICHRA with confidence.
The ICHRA administration platform that makes you the expert. White-labeled under your brand. You keep your AOR.
Built for brokers and agencies.
Sample proposal
Estimated annual savings
$214,000
Current
$1.2M
Group plan
ICHRA
$986K
Individual coverage
Top carriers available
142 employees · Arlington, VA
Know every market
Show employers what care actually looks like on the ground. Carrier presence, hospital access, cost dynamics — across 40+ states.
Your brand, start to finish
Proposals, enrollment, communications — everything white-labeled. You keep the AOR and the relationship.
Everything in one place
Quoting through reimbursement. No spreadsheets, no juggling vendors, no manual work.
Walk in prepared for every question
The depth of a consultant who's worked this market for years — ready in seconds.
Know the answers before they ask
Carrier presence, hospital coverage, cost dynamics — synthesized across every state your client operates in. Walk into the meeting with the data, not a promise to follow up.
- Provider access by geography
- Continuity of care analysis
- Cost scenarios across rating areas
- Adjust in real time with the client
- White-labeled to your brand
Enrollment that employees actually finish
Mobile-first, multilingual, designed for employees with varying health literacy. Most enrollments complete without a support call.
- 50-state coverage, on and off-exchange
- Helps employees pick the right plan
- Real-time dashboard for tracking
- Scales without scaling headcount
Administer groups with ease
Reimbursements, payroll integration, compliance — the operational side handled so you can focus on advising.
- Payroll integration
- Auto-fill carrier applications
- Data export anytime
- Off-cycle enrollment support
Enrollment
Built for every employee — not just the benefits savvy.
When choices jump from one group plan to 80+ marketplace options, employees need real guidance — not a PDF and a phone number. Spectacle Navigate walks them through it.
What matters most to you?
I want predictable, affordable costs
Coming 2026
Sell ICHRA to any workforce.
Smartphone or landline. English or Spanish. Voice-powered benefits guidance that handles routine questions 24/7 — so you can focus on strategic advising.
Try the demo yourself
Voice
Hi! I can help you find a health plan. What's most important to you — keeping your current doctor, low monthly costs, or low out-of-pocket costs?
Caller
I want to keep seeing Dr. Martinez at Virginia Hospital Center.
Voice
Great news — I found 3 plans in your area that include Virginia Hospital Center and Dr. Martinez in-network. Want me to walk through them?